10 Year Mortgage Loan Special

10 Year Fixed Rate - Mortgage Loan Special

APR (Annual Percentage Rate) of 2.640% based on $165,000 loan with 20% down payment and no points. The monthly payment for principal and interest with a rate of 2.490% for 120 months is $1,554.70.  Rate is current as of 12/10/2012 and may change without notice. Rate is available on fixed rate purchase/refinance mortgages of $417,000 more or less with a 740 + FICO, 80% LTV, 39% DTI that meet Fannie Mae/Freddie Mac conforming loan guidelines.  Customer must establish an automatic payment deduction for the full loan amount.  Insurance and taxes are additional.  Loan and rate are subject to credit approval.  Other restrictions may apply.  An appraisal and home owners insurance are required.  Contact a Mortgage Loan Specialist for full details.