Premium Checking Account

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Account Description
  • A checking account that earns a premium interest rate based on movements of the 13-week Treasury Bill auction average
  • Minimum to open is $5,000.00 - For balances under $5,000.00 a lower, tiered-interest rate applies
  • FREE "Premium" design checks, wallet style only
  • No fees for check processing, deposits, or ATM transactions
  • Free transactions at over 23,000 MoneyPass and STAR ATMs*
  • Monthly fee of $10.00 waived with an average monthly balance of $5,000.00
  • Automatic deposits and payments, STARsm ATM, MasterMoney™ Debit Card, and Teller Phone access available to save you time

Account Features


*List of First Federal Lakewood Disclosures

*First Federal Lakewood does not charge a fee to use a STAR or MoneyPass ATM. Other STAR banks may include a surcharge for ATM use. MoneyPass ATM transactions are surcharge free for FFL customers.