Treat Your (Future) Self

Explore Our Special Rates

An Exclusive Offer for Checking Account Customers

Receive our most competitive savings rate when you open a Relationship Money Market Account.


Mortgage Rates

We've got the great rate you've been waiting for. And our experienced Mortgage Loan Originators can help you navigate every step of the process – from finding the right loan for your needs, right up to the day you first walk through your new front door.

View All Mortgage Rates & Disclosures

Purchase Mortgage Rates
Type Interest Rate APR
15 Year Fixed 5.350% 5.589%
20 Year Fixed 6.025% 6.219%
30 FHA Fixed Available Upon Request Available Upon Request
30 Year Fixed 6.125% 6.271%
5/6 ARM 5.625% - 7.125% 6.684%

Personal Checking Accounts

We have the account you've been looking for!

  • Free Access to 32,000 ATMs
  • Free Mobile App
  • Free eStatements 
  • Free Bill Pay
  • Free Online Banking           
  • Free Thank You Gift

What Makes Us Different from Other Banks

Business banking with features to help your business thrive

Banking with a community focus

Home loans that turn a dream home into a dream come true

What Our Community Says

"When we decided to purchase a building, we knew to go to First Federal Lakewood. We never had a loan before and they made it very easy for us, getting involved in every step of our story to make our dreams possible. First Federal Lakewood totally gets small business."

John and Deborah
Owners of Baskets Galore

"When you actually feel like someone cares about you personally and the people within your organization, it's a whole other level. It is the way banking should be."

MMI Textiles, CEO and Founder

Financial Literature


Boosting Your Credit Score

Boosting your credit (or FICO) score is not an overnight process. It will take time and a little bit of effort on your part. The hardest part, though, is getting started. These are things you can do today that will help improve this important score.


How to Create a Useful Budget

Budgets are a tricky subject for a lot of us. These three key steps will go a long way in helping you develop a practical, workable budget.


Debt Payoff Strategies

You've resolved to pay off your debt. The good news is that there are several strategies you can take to reduce your debt. The key to finding the right one is all about looking at your personal habits and your financial situation.


A Financial “To-Do” List When You Move

Moving is one of life's most stressful events. Check out this financial “to-do” list so you keep on top of everything you need to do both throughout and after your move.