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The Ultimate Homebuying Guide

Whether you’re a first-time homebuyer or want to brush up on the basics before your next purchase, our guide has you covered.
 
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Mortgage Rates

We've got the great rate you've been waiting for. And our experienced Mortgage Loan Originators can help you navigate every step of the process – from finding the right loan for your needs, right up to the day you first walk through your new front door.

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Purchase Mortgage Rates
Type Interest Rate APR
15 Year Fixed 4.750% 4.985%
20 Year Fixed 5.000% 5.186%
30 FHA Fixed 5.625% 6.787%
30 Year Fixed 5.100% 5.238%
5/6 ARM 4.350% - 4.750% 4.734%

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What Makes Us Different from Other Banks

Business banking with features to help your business thrive

Banking with a community focus

Home loans that turn a dream home into a dream come true

What Our Community Says

"When we decided to purchase a building, we knew to go to First Federal Lakewood. We never had a loan before and they made it very easy for us, getting involved in every step of our story to make our dreams possible. First Federal Lakewood totally gets small business."

John and Deborah
Owners of Baskets Galore

First Federal Lakewood was willing to work with me as a new business owner when other banks would not. Not only was I able to get a loan but Chalana Williams and Tiffany Cardenas have been great partners.

Vanicsa
Owner Windermere In and Out

Financial Literature

Topic

Boosting Your Credit Score

Boosting your credit (or FICO) score is not an overnight process. It will take time and a little bit of effort on your part. The hardest part, though, is getting started. These are things you can do today that will help improve this important score.

Topic

How to Create a Useful Budget

Budgets are a tricky subject for a lot of us. These three key steps will go a long way in helping you develop a practical, workable budget.

Topic

Debt Payoff Strategies

You've resolved to pay off your debt. The good news is that there are several strategies you can take to reduce your debt. The key to finding the right one is all about looking at your personal habits and your financial situation.

Topic

A Financial “To-Do” List When You Move

Moving is one of life's most stressful events. Check out this financial “to-do” list so you keep on top of everything you need to do both throughout and after your move.