5.25% APY 6-Month CD and 5.25% APY 9-Month CD

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Mortgage Rates

We've got the great rate you've been waiting for. And our experienced Mortgage Loan Originators can help you navigate every step of the process – from finding the right loan for your needs, right up to the day you first walk through your new front door.

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Purchase Mortgage Rates
Type Interest Rate APR
15 Year Fixed 7.375% 7.628%
20 Year Fixed 7.450% 7.655%
30 FHA Fixed Available Upon Request Available Upon Request
30 Year Fixed 7.550% 7.710%
5/6 ARM 7.475% - 8.125% 8.024%

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What Makes Us Different from Other Banks

Business banking with features to help your business thrive

Banking with a community focus

Home loans that turn a dream home into a dream come true

What Our Community Says

"When we decided to purchase a building, we knew to go to First Federal Lakewood. We never had a loan before and they made it very easy for us, getting involved in every step of our story to make our dreams possible. First Federal Lakewood totally gets small business."

John and Deborah
Owners of Baskets Galore

"From the very first phone call it's been absolutely wonderful. We had such a pleasant experience with this bank that we ended up making it not only the bank that gave us the loan on this house, but this is our personal bank now. It felt like family."

Elaine and John
Mortgage customers

Financial Literature


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How to Create a Useful Budget

Budgets are a tricky subject for a lot of us. These three key steps will go a long way in helping you develop a practical, workable budget.


Debt Payoff Strategies

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A Financial “To-Do” List When You Move

Moving is one of life's most stressful events. Check out this financial “to-do” list so you keep on top of everything you need to do both throughout and after your move.