What is a Mutual Bank

See what mutual banking means to the community.

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Scheduling an Appointment - Made Easier!

Schedule your appointment at your nearest branch and save time by planning your visit in advance.

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Mortgage Rates

We've got the great rate you've been waiting for. And our experienced Mortgage Loan Originators can help you navigate every step of the process – from finding the right loan for your needs, right up to the day you first walk through your new front door.

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Purchase Mortgage Rates
Type Interest Rate APR
15 Year Fixed 2.350% 2.553%
20 Year Fixed 2.750% 2.908%
30 FHA Fixed 2.500% 3.610%
30 Year Fixed 2.850% 2.962%
5/6 ARM 2.750% - 2.875% 2.951%

Personal Checking Accounts

We have the account you've been looking for!

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  • Free Access to 32,000 ATMs
  • Free Mobile App
  • Free eStatements 
  • Free Bill Pay
  • Free Online Banking
  • Free Thank You Gift

What Makes Us Different from Other Banks

Business banking with features to help your business thrive

Banking with a community focus

Home loans that turn a dream home into a dream come true

What Our Community Says

First Federal Lakewood was willing to work with me as a new business owner when other banks would not. Not only was I able to get a loan but Chalana Williams and Tiffany Cardenas have been great partners.

Vanicsa
Owner Windermere In and Out

Thank you to your team for the excellent personal service in guiding us through the PPP process. Though challenging for you, you made it very easy for me. Thank you for caring and doing what it takes to help us save our small business. Know you are appreciated!

Ken F.
Fogle/Stenzel Architects, Inc.

Financial Literature

Topic

Building Equity in Your Home

If you own a home, the mortgage payments you make each month could help you build a substantial asset - home equity. The home equity you build represents how much of your home you own, which can grow with time.

Topic

COVID-19 Scams

First Federal Lakewood is issuing this notice to alert customers to potential indicators of imposter scams and money mule schemes, which are two forms of consumer fraud observed during the COVID-19 pandemic.

Topic

Getting Your Retirement Back on Track

The one-two punch dealt by the Great Recession of 2007-2009, followed by economic damage from the COVID-19 pandemic may have done real damage to your retirement savings.

Topic

Revisiting Your Budget During a Crisis

Many Americans found themselves in the throes of the COVID-19 crisis before they fully understood what was going on.