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We’re here to help make your homebuying journey hassle free. Get in touch with our mortgage team to get started today!

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Start saving today with our 13- and 36- month Certificate of Deposit rates!
 
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Mortgage Rates

We've got the great rate you've been waiting for. And our experienced Mortgage Loan Originators can help you navigate every step of the process – from finding the right loan for your needs, right up to the day you first walk through your new front door.

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Purchase Mortgage Rates
Type Interest Rate APR
15 Year Fixed 4.200% 4.431%
20 Year Fixed 4.850% 5.035%
30 FHA Fixed 5.125% 6.276%
30 Year Fixed 4.950% 5.086%
5/6 ARM 4.400% - 3.250% 3.792%

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What Makes Us Different from Other Banks

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What Our Community Says

"When we decided to purchase a building, we knew to go to First Federal Lakewood. We never had a loan before and they made it very easy for us, getting involved in every step of our story to make our dreams possible. First Federal Lakewood totally gets small business."

John and Deborah
Owners of Baskets Galore

Lora Koralewski has worked with us on a land loan (2018) and now a Construction loan...she was fantastic to work with and really helped us stay in our budget etc. We would jump at the chance to work with First Federal Lakewood again in the future!

Bryan and Rebecca
Mortgage Customers

Financial Literature

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Boosting Your Credit Score

Boosting your credit (or FICO) score is not an overnight process. It will take time and a little bit of effort on your part. The hardest part, though, is getting started. These are things you can do today that will help improve this important score.

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How to Create a Useful Budget

Budgets are a tricky subject for a lot of us. These three key steps will go a long way in helping you develop a practical, workable budget.

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Debt Payoff Strategies

You've resolved to pay off your debt. The good news is that there are several strategies you can take to reduce your debt. The key to finding the right one is all about looking at your personal habits and your financial situation.

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A Financial “To-Do” List When You Move

Moving is one of life's most stressful events. Check out this financial “to-do” list so you keep on top of everything you need to do both throughout and after your move.