Treasury Management

Our Treasury Management services help your business do more with your cash — while streamlining and simplifying all of your accounts.

From online tools that track cash flow in real time to services designed to help maximize your interest earnings, you’ll find a solution for every cash management need. We've covered our services from A to Z, find our helpful guide here.

Do you have questions about Treasury Management Services? From how much these services cost, to how they can help your business mitigate risk, reduce fraud, and insure funds, watch our Treasury Management video series where VP and Treasury Management Leader Alix Kaufmann answers the most frequently asked questions in a minute or less!
Smart solutions to help keep your business’ payables on track, on time and secure.

Positive Pay
Available with all Business Online Banking accounts, Positive Pay is the easy way to ensure your checks are paid to the right recipient, for the right amount. Positive Pay allows the bank to match checks clearing your account to a “checks issued” file you present to the bank. The system helps detect fraudulent checks right when they’re presented, so they can be stopped before they are paid.

ACH (Automated Clearing House)
ACH lets you automate your payables, helping you manage payment timing while reducing your costs. Pay your employees, pay vendors or manage bank to-bank transfers, safely and securely. Dual-control processing helps safeguard against fraud risk.

ACH Positive Pay
Add the peace of mind of Positive Pay to your electronic ACH transactions. Designate specific transactions that are allowed into the recipient’s account via ACH. Payments that don’t match your criteria are put on an exception list for you to either approve or deny. Available with all Business Online Banking accounts.

Online Wire Transfers
The safe, secure and easy way to transfer funds between your account and another bank, whether domestic or international. Dual controls help keep your accounts safe, while transfer confirmations and alerts help you keep track of every transaction.
Streamline and simplify your business’ deposit and collection process with services designed to help you save time and money from the comfort of your office

Remote Deposit
Simply scan your checks and load them into your computer, verify deposit amount and  image quality, then submit the secure file for processing. We’ll credit the deposit directly to your bank account. It’s that fast and easy.

Mobile Deposit
Deposit checks wherever you are, even when the branch is closed. Simply enter the amount, use your phone’s camera to snap a picture of the check, and tap to send. A confirmation message lets you know when your deposit is received.

ACH (Automated Clearing House)
ACH helps you expedite your collection process, schedule recurring payments for a more accurate forecast of your cash flow, and consolidate deposits from multiple locations. It’s a great solution for receiving recurring payments such as rent collection, pledge payments for nonprofits, membership dues and more. Dual-control processing helps safeguard against fraud.
Zero Balance Account
Automatically transfers funds from your primary account to a secondary account you can use to cover all your daily payments.
Maximize your investments by automatically transferring balances above a determined amount into higher-yielding accounts, helping your business generate valuable, short-term investment income.
Elavon Merchant Services
We’ve partnered with Elavon to deliver the industry’s leading merchant processing solutions.  By combining our banking expertise with Elavon’s premier payment processing network, you can enjoy a one-stop solution for all of your business banking and payment processing needs.
Mastercard® Easy Savings Program
With Mastercard Easy Savings, you get automatic rebates on your business spending, including fuel, dining, hotels, car rentals and more. Simply use your First Federal Lakewood Mastercard business debit card and save at more than 50,000 participating merchants. There’s no enrollment fee, no coupons and no codes. Certain terms and conditions apply. Learn more by visting
ICS/CDARS through the IntraFi network
With Insured Cash Sweep (ICS®) and Certificate of Deposit Account Registry Service (CDARS®) through the IntraFi® network, you can have a peace of mind that your large cash deposits are covered by FDIC insurance - all through one relationship with us. Watch this helpful video for more details. Reach out to a member of our Treasury Management team for more information. 

Our Treasury Management Group

Talk to our Treasury Management team today to find the best cash management solution for your business.

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Banking for Your Business Anywhere

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