Certificates of Deposit

From short-term to long-term and all stops in between, our Certificates of Deposit (CDs) are designed to help make your investment plan easy, flexible and secure.

Try a Short-Term CD for saving without the commitment or a Long-Term CD for a larger earning potential. 

Browse all your options below. 

No need to commit your money for long periods of time to get a great interest rate. Try a Short-Term CD instead. Regular terms of 3, 6 and 9 months are available, as are special terms designed to meet your specific financial goals.

Lock in a higher rate when you choose a Long Term CD. Choose a term from 1 to 5 years to best meet your future financial needs. Your interest compounds quarterly, and for convenience your CD automatically renews at maturity.

DirectSave automates savings with electronic monthly contributions to your account for an incredibly easy savings plan.

You get a competitive interest rate, a practical 6-month term, convenient monthly statements, and automatic renewal when the account matures. And it only takes a $250 balance to get started.

This hard-working package of 3 CDs with staggered maturity dates offers you more liquidity than a single traditional CD.

You get 3 CDs: a 1-yr, a 2-yr and a 3-yr. That means you’ll enjoy the higher interest rate of a 3-yr CD with the bonus of liquidity at the end of years 1 and 2. If you choose not to withdraw funds when the 1- and 2-yr CDs mature, they renew as 3-yr CDs, for even more liquidity and flexibility.

Our Jumbo Investment Accounts provide fantastic interest-earning opportunities for those who start with an opening balance of $100,000.00 or more.

Terms from 30 to 365 days are available, and your account conveniently converts to a passbook savings rate upon maturity.

The CDARS® (Certificate of Deposit Account Registry Service) is a service that provides valuable insurance protection for investments made by individuals or businesses.

Using CDARS, we handle all the necessary paperwork and accounting details to safeguard your investment with FDIC protection – even if your balance reaches multiple-millions of dollars.
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